Even though banks have upped online security with extra features to authenticate users, cyber thieves have become smarter. Some criminals have already learned how to bypass the banks' second layer of protection.
McAfee noted one new technique that involves interrupting a legitimate transaction to make an unauthorized withdrawal, while simultaneously checking the user's transaction limits to fly below the radar and avoid alerting the bank.
McAfee said another target for online crooks this year will likely be Google's new operating system, Chrome. The tech giant, which has already released a Chrome browser, is expected to release an entire open source operating system this year to rival Microsoft
Windows, Linux and others.
As the "new kid on the block," McAfee predicts attackers will attempt to break the code and prey on consumers.
While Microsoft has a lot of experience with operating system security and regularly sends out patches, it will be a brand new world for Google.